CLSS Awas CLAP Portal, Subsidy Calculator & Status | pmayuclap.gov.in

PM CLSS Awas CLAP Portal | pmayuclap.gov.in Portal | pmayuclap.gov.in Application Status & Portal | CLSS Awas Subsidy Calculator

CLSS Awas is a part of Pradhan Mantri Awas Yojana which is devoted to provide houses to the needy ones. The government launched CLSS scheme for the purpose of providing interest subsidy for home loans. So the people who belong to EWS/LIG/MIG categories are eligible to avail this scheme. In this regard, the government has also launched a portal called CLSS Awas Clap Portal.

CLSS Awas Portal Clap

So here in this article, our focus point will be this CLSS Awas Clap Portal but before that we will let you know little about CLSS Awas Scheme. The portal provides various services to all those who are availing CLSS Awas scheme. Beneficiaries will be able to track their application status on this portal, can calculate their subsidy and many more things. In order to get entire information regarding this you just need to read this whole article.

Credit Linked Subsidy Scheme for EWS/LIG


Beneficiaries of Economically Weaker section (EWS) and Low Income
Group (LIG) seeking housing loans from Banks, Housing Finance Companies and other such institutions are eligible for an interest subsidy at the rate of 6.5% for tenure of 20 years or during tenure of loan whichever is lower.

The credit linked subsidy is available only for loan amounts up to Rs.6
lakh and additional loans beyond Rs.6 lakh, if any, will be at non-subsidized rate. Credit linked subsidy is available for housing loans availed
for new construction and addition of rooms, kitchen, toilet etc. to existing dwellings as incremental housing.

Credit Linked Subsidy Scheme for MIG

The CLSS for MIG covers two income segments in the MIG viz. Rs.6,00,001
to Rs.12,00,000 (MIG-I) and Rs.12,00,001 to Rs.18,00,000 (MIG-II) per annum. In MIG-I, interest subsidy of 4% has been provided for loan amounts upto Rs.9 lakh while in MIG-II, interest subsidy of 3% has been provided for loan amounts upto Rs.12 lakh. The interest subsidy is calculated at 9% NPV over a maximum loan tenure of 20 years or the actual tenure, whichever is lower.

Eligibility Criteria of CLSS Scheme

CategoryAnnual Household IncomeMinimum Carpet Area (sq.mt)Reduction in EMI per monthOverall Savings (INR)
EWSUpto Rs. 3 lakh60 sq.mtRs. 2500More than 6 lakh
LIGRs. 3 to 6 lakh60 sq.mtRs. 2500More than 6 lakh
MIG-IRs. 6 to 12 lakh160 sq.mtRs. 2250More than 5.4 lakh
MIG-IIRs. 12 lakh to Rs. 18 Lakh200 sq.mtRs. 2200More than 5.3 lakh

Overview of CLSS Awas Clap Portal

NameCLAP Portal
Launched byCentral Government
BeneficiariesAll of the beneficiaries of PMAY
ObjectiveTo provide interest subsidy for home loans
Official websitepmayuclap.gov.in

Objective of CLAP Portal

The objectives are as follows-:

  • In order to to do Aadhaar validation and de-duplication of the application forms before the subsidy claim upload.
  • For the purpose of generating a Unique Application ID to each record.
  • To provide a tracking system to track the application status.
  • In order to keep all the stakeholders at the common platform.
  • For the purpose of individual processing of records to avoid clubbing and delay in payments.

Features of CLSS Awas Clap Portal

  • Previously, there was no provision for PLIs and beneficiaries to track the application status for interest subsidy but this portal made it possible.
  • Moreover CLSS Awas portal is a common platform where all stakeholders such as MoHUA, CNAs, PLIs, Beneficiaries are intergrated.
  • Clap also provides the facility of tracking application through unique ID.
  • Besides this, Aadhar Verification and De-duplication of beneficiaries can also be done through Clap.
  • Clap is enable in processing of individual application,verification at initial stage, timely release of subsidy.
  • Further the portal maintains transparency and minimizes grievances.
CLAP SMS Text to Borrower and Co-borrower

Individuals will not have to go to banks to check the status of their application for CLSS subsidy. The CLSS software will send a SMS to both borrower and co-borrower on their mobile number as registered in CLAP portal by PLIs. There are 5 application stages, where CLAP application with send SMS alerts. SMS stages and text are mentioned below-:

SMSTimeText
1. After
generation of
Application ID
Dear Mr.* 12345 12345 12345,
Your Application ID 12345678 generated for PMAY(U)-CLSS.
Please retain Application ID for status tracking on https://
2.After
lodging of claim by
PLI to CNA’s portal
Dear Mr.* 12345 12345 12345, PLI submitted your claim with Application ID 12345678 to on 00/00/00. Please visit https://pmayuclap.gov. in for status tracking. – NHB/HUDCO/SBI
3. After
generation of
Beneficiary ID
Dear Mr.* 12345 12345 12345, Your PMAY(U)-CLSS Beneficiary ID is 12345678. will release subsidy to PLI for onward crediting to your Home Loan Account. – NHB/HUDCO/SBI
4.For
uploading photo,
selfie and video of
success story from
Dear Mr.* 12345 12345 12345,
Please upload your home photo/selfie/video using PMAY(U)
app at https://pmayuclap.gov.in to Govt. of India for Beneficiary ID 12345678
5.After
subsidy refund by
PLI to CAN
Dear Mr.* 12345 12345 12345, PLI refunded subsidy to for Beneficiary ID 12345678 due to 123456789123456789. For details visit at https:// pmayuclap.gov.in.
6. At the time
of generation of
OTP
Dear Mr.* 12345 12345 12345, <123456> is OTP to track PMAY(U)-CLSS subsidy application status. Valid for 5 mins. For details visit https://pmayuclap.gov.in

Track your Interest subsidy status on CLSS Awas Clap Portal

In order to track your Interest subsidy status on CLSS Awas Clap Portal you just need to follow the steps given below.

  • Firstly, you need to visit CLSS Awas Clap Portal.
  • Then on the Home Page you will an option of CLSS Tracker click on that.
  • Now it will ask you to enter your Application ID, enter that. For instance, see the image shown you below.
Track status at CLSS Awas Clap Portal
  • Lastly you need to hit the option of Get Status and the result will be shown to you.

About CLSS Tracker

To check the status of your application now you need not to go to the bank. There are following five stages incorporated in class tracker:

  • Application ID generated
  • Due diligence by PLI
  • Claim uploaded on Central Nodal Agency Portal
  • Subsidy claim approved
  • Subsidy released to PLI

Application ID

This is an unique ID generated by CLAP software and is required to track your interest subsidy application status on CLSS tracker. This unique ID starts from letter “C” and followed by a “11 digit sequential number“. However, the CLAP software will generate this ID after the following actions have taken place-:

  • Aadhaar details of borrower, co borrower and spouse have been verified successfully by UIDAI.
  • De-duplication with the beneficiaries of other three verticals of PMAY-U (i.e. from BLC, AHP and ISSR)

Borrowers and co borrowers will get this ID through a SMS from CLSS portal on the mobile number that they have registered with the system. In case the application ID has been forgotten by any of the borrowers or co borrowers then it can be recovered by contacting their PLI.

Calculate Subsidy at CLSS Awas Clap Portal

By following the given steps you may calculate your subsidy on Clap portal.

  • Firstly you need to visit CLSS Awas Clap Portal.
  • Then on the home page click on the option of Subsidy Calculator. As you may see in the image shown below.
CLSS Awas Clap Subsidy calculator
  • Now on the next page you can calculate your subsidy by entering-:
    • Annual Family Income
    • Loan Amount
    • Tenure of Loan etc.
  • By entering all above mentioned items the amount of your subsidy will get calculated.

Procedure to Login on CLSS Awas Clap Portal

  • Firstly you need to visit CLSS Awas Clap Portal.
  • Then on the home page click on the option of Login. As you may see in the image shown you below.
CLSS Awas Portal
  • On the next page you need to enter your Username, Password and Captcha. For instance, see the image shown you below.
  • Finally hit the option of Login and you will get logged in successfully.

File a Grievance on Clap Portal

In order to file a grievance you just need to follow the steps given below.

  • Firstly you need to visit CLSS Awas Clap Portal.
  • Then on the home page click on the option of Grievance. As you may see in the image shown below.
File grievance on CLSS Awas Clap portal
  • Now you will be redirected to another link.
  • Here you have to select the option of Lodge Public Grievance available under Grievance tab. As you may see in the image below.
  • In case you are not registered there then first you have to register yourself there. For instance, see the image shown below.
  • After registering yourself, Login there by using the ID & Password generated at the time of registration.
  • Then finally you can lodge you grievance there.

Track your Grievance Status

  • Firstly you need to visit CLSS Awas Clap Portal.
  • Then on the home page click on the option of Grievance.
  • Now you will be redirected to another link.
  • Thereafter click on the option of View Status visible there. For instance, see the image sown below
  • On the next page enter the following-:
    • Registration Number
    • Email ID or Mobile Number
    • Security Code
  • Finally hit the option of Submit and the status of your grievance will appear on your screen.

Central Nodal Agencies

The concerned Ministry has designated Housing and Urban Development Corporation (HUDCO), National Housing Bank (NHB) and State Bank of India (SBI) as Central Nodal Agencies (CNAs) to channelize this subsidy to the beneficiaries through lending institutions and for monitoring the progress. 

Check CNA-PLI List
List of PLI’s-National Housing Bank (NHB)
PLIs for EWS/LIGView/Download
PLIs for MIGView/Download
List of PLI’s-Housing and Urban Development Corporation (HUDCO)
PLIs for EWS/LIGView/Download
PLIs for MIGView/Download
List of PLI’s- State Bank of India (SBI)
PLIs for EWS/LIGView/Download

Contact Details

In case of any queries you may contact the concerned authorities on the following-:

Phone Number : 011-23063285,011-23060484

Email ID : [email protected]

Other Toll Free Numbers :

Central Nodal Agency (CNA)E-mailToll Free Number
NHB[email protected]1800-11-3377, 1800-11-3388
HUDCO[email protected]1800-11-6163
SBI[email protected]1800-11-2018

Address : Pradhan Mantri Awas Yojana (Urban)
Ministry of Housing and Urban Affairs
Nirman Bhawan, New Delhi-110011

Frequently Asked Questions

Who is eligible to Login on CLSS Clap Portal ?

Only following can access the portal through Login-:

  • Ministry of Housing and Urban Affairs (MoHUA)
  •  States/UTs
  • Central Nodal Agencies
  • Primary Lending Institutions

What is the difference between application ID and Beneficiary ID ?

CLAP system will generate an Application ID for each borrower only after their successful verification with UIDAI and de-duplication with beneficiaries of other three verticals from PMAY (U) MIS system whereas beneficiary ID is the unique to identify CLSS beneficiary of PMAY (U) who have availed subsidy amount into their home loan account.

Are spouse details of borrower and co-borrower mandatory for filling his/her application in CLAP ?

Yes, it has been mandatory in order to prevent borrowers from availing the benefits under multiple verticals of PMAY-U as a borrower can avail benefit of any one of various verticals of PMAY-U.

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